Employee Benefits (Current Employees)
Furloughed Employees - FAQs about Impact on Benefits
(courtesy of Interior Business Center) for full listing click here.
Will furloughed employees get paid? Congress will determine whether furloughed employees receive pay for the furlough period. Once Congress enacts an appropriation bill or continuing resolution, amended time and attendance time sheets will be requested.
If my pay is insufficient to permit all deductions to be made, what is the order of precedence for deductions from my salary check? Some deductions that are based on the amount of your gross pay (or basic pay) will be reduced in size. Deductions from pay are taken in this order: 1) retirement; 2) Social Security tax; 3) Medicare tax; 4) federal income tax; 5) health insurance under FEHB; 6) basic life insurance under FEGLI; 7) state tax; 8) local tax; 9) government housing; 10) debts owed to the federal government; 11) court-ordered debts; 12) optional benefits such as Federal Dental and Vision, FLTC, FSA, TSP, TSP loans, ROTH; other voluntary deductions such as Association or Union dues, Combined Federal Campaign, allotments ; 13) IRS tax levies
After these deductions, is it possible that my check could be zero? Depending on the amount of basic pay received, and the obligations an individual employee may owe or have previously elected to contribute, it is possible the net resulting pay could be minimal or even zero.
Can I stop these deductions from coming out of my pay? Employees can access Employee Express (EEX) and make changes to their tax exemptions and various other deductions. Most changes are effective the following pay period.
During a furlough period, how do I make payments for missed TSP loan deductions? In order to avoid a taxable distribution, employees must pay the missed payment amount directly to the TSP. The Payroll Office cannot make up missed payments from the next pay check. Mail missed payments to the TSP with a Loan Payment Coupon, which can be downloaded from the TSP web site or printed here: https://www.tsp.gov/PDF/formspubs/tsp-26.html
How will my contribution to TSP for a specific amount be impacted? If there is insufficient funds for the TSP contributions to reach the applicable year’s IRS maximum yearly contribution limit, that amount may not be reached. In order to prevent this, excluding the last pay period of the year, employees may want to change their pay period contribution to a higher dollar amount. Employees wishing to allocate the maximum amount evenly over the remaining pay periods of the year should subtract the year-to-date collected from the given year’s maximum IRS limit and divide by the remaining pay periods. You can make changes to TSP contributions in EEX www.employeeexpress.gov. For additional information, agencies and employees should refer to the TSP website or contact their agency representative.
Will my Thrift Catch-up Contributions be impacted? If there is insufficient funds for the TSP catch-up contributions to reach the applicable year’s IRS maximum yearly contribution limit, that amount may not be reached. In order to prevent this, excluding the last pay period of the year, employees may want to change their pay period contribution to a higher dollar amount. Employees wishing to allocate the maximum amount evenly over the remaining pay periods of the year should subtract the year-to-date collected from the given year’s maximum IRS limit and divide by the remaining pay periods. You can make changes to TSP catch-up contributions in Employee Express www.employeeexpress.gov.
How do I make up for missed, FEHB, FLTCIP, FSA, Dental/Vision deductions? These programs have varying processes in place to catch up for missed deductions. Generally, voluntary benefit missed deductions are recovered as follows:
- Federal Employee Health Benefit coverage continues during a furlough. When employees are in a non-pay status, enrollee premium shares will accumulate and be withheld from pay upon return to work.
- FLTCIP will take an additional deduction in subsequent pay periods until the missed deduction is caught up. If FLTCIP does not receive payment for three consecutive pay periods, they begin to direct bill the enrollee. To ensure continuation of coverage, enrollees should pay directly billed premiums on a timely basis.
- FSA recalculates future deductions. The remaining allotments are recalculated over the remaining pay periods to match the participant’s election amount, excluding the last pay period of the year.
- Dental/Vision collects one extra deduction. If no payment is received for two consecutive pay periods, BENEFEDS will generate a bill to enrollees for premiums. To ensure continuation of coverage, enrollees should pay directly billed premiums directly on a timely basis.
My Health Savings Allotment (HSA) deduction was missed. How will this be made up? Employees can re-amortize (increase) HSA allotments in EEX. For any changes made in EEX, taxes will be adjusted accordingly throughout the remainder of the year. In most cases, changes in EEX are effective the following pay period.
Get Ready for Spring 2019 Webcasts on Basic Benefits!
We still offer school locations option to request an on-site presentation. Schools must submit their request using the Field Request form and FAX to 505-563-5305. Advance notice is required and travel costs to be paid by school locations.
For more details on the benefits including checklist for forms to submit, click here for New Employee Benefits Checklist
Webcast Schedule - click the individual day's link to access webcast. All sessions are in Mountain time and last approximately 90 minutes. If your computer does not have microphone and speakers, dial in to the conference line provided. Webcasts display better when using GoogleChrome. (click here for Handouts!)
|Sessions begin at 10am Mountain||Conference Line Info|
|Friday - January 25, 2019||1 (646) 749-3112 |
Access Code: 636-967-893
|Friday - February 22, 2019||1 (669) 224-3412 |
Access Code: 466-988-141
|Friday - March 29, 2019||1 (312) 757-3121 |
Access Code: 120-045-653
|Friday - April 26, 2019||1 (872) 240-3412 |
Access Code: 617-660-773
|Friday - May 24, 2019||1 (872) 240-3412 |
Access Code: 683-619-853
Videos on Federal Benefits
Not able to attend a webcast? Check out at your own pace and convenience past webcasts by Office of Personnel Management (OPM):
Overview of Federal Insurance Programs (05/16/14)
Insurance: Federal Employees Group Life Insurance (FEGLI)
For more information on FEGLI including an online calculator to help estimate coverage and cost.For benefit election forms such as SF-2817 for FEGLI election or SF-2809 for health insurance, check out Forms tab. Also available at www.opm.gov/forms
Insurance: Federal Employees Health Benefits (FEHB) & Temporary/Intermittent Employees
Are temporary or intermittent employees eligible for Health Insurance?
Temporary/WAE Eligibility Checklist
As of 10/17/14, OPM published the rules for expanded FEHB coverage for certain employees on temporary appointments and seasonal and intermittent schedules.
The following types of employees will be eligible to enroll in an FEHB plan:
-Employees on Temporary Appointments
-Employees on seasonal schedules
-Intermittent employees who are expected to work at least 130 hours per month or more for at least 90 days
This rule allows for the same government contribution as full-time permanent employees during period of coverage.
When an employee enters leave without pay (LWOP) or has insufficient funds to cover FEHB premiums. LWOP provisions apply. Employee must pay the employee share of the premium for every pay period that enrollment continues.
Questionable Practices from Vendors offering Benefits!
We are aware that several companies offer services such as Retirement Analysis/Consultations or life insurance to employees via mass e-mailings or hard copy postcards/letters.
Reminder! The HR Office - Albuquerque already provides retirement estimates and counseling at no-cost to the employee. In addition it does not require release of information to third party.
Neither OPM nor OFEGLI uses sales agents to administer the FEGLI Program or to promote the Program’s benefits. Marketing materials offering to help Federal employees “reduce future FEGLI cost increases” are, at a minimum, misleading, because these companies are not offering a FEGLI product. As a reminder, FEGLI premium rates are fixed at government-wide rates based on age, salary, and individual enrollment elections. Federal employees may not obtain discounts to reduce these premiums. Additionally, OPM does not endorse any privately-sponsored life insurance policies or products, and OPM has no connection with any other supplemental life insurance products marketed to Federal employees. In this regard, in consultation with the U.S. Department of Justice, OPM continues to take affirmative steps to correct third-parties’ improper and/or deceptive use of OPM trademarks, including FEGLI.
Employees are free to choose any vendor for services or products including life insurance and/or retirement analysis. We encourage employees to make an informed decision and be aware that some vendors will utilize unique marketing to mislead. So if have questions about what Federal benefits are available or what retirement services BIE HRO-ABQ offers, call us at 505-563-5210 or send an email to email@example.com.
Click here to read more OPM Benefit Administration Letter 06-202, FEGLI Program Insurance Misrepresentations and Deceptive Sales Practices
Pay Information - 2018 Pay scales are available
Teacher/Homeliving Specialist Pay Schedule
2017-2018 (Effective July 22, 2018)
Counselor Pay Schedules
2017-2018 (Effective July 22, 2018)
General Schedule (GS) Pay Schedules
2018 Locality Pay Tables (Effective January 07, 2018)
Federal Wage System (WG) Pay Schedules
Federal Wage System (Department of Defense website)